Crossing the finish line... running, walking or crawling... (Reserve Retirement Process)

[LAMPS Ninja]

That was my thinking, as well, with the added bonus of my dwell ending a few months prior to my first look at O-6. Not only do I want to avoid that, but there truly aren't any O-6 jobs I want (not to mention the increasing proportion of unpaid time being part of the job). Waiting a year to screen, up to a year to pin it on, and then another 3 years as O-6 -- not worth another 5 years of being away from home 25% of the [weekend] time to boost a pension that I won't even see for another 10+ years after I finally hang it up. Better to focus that energy on "my real job" and the family. TriCare access wasn't enough to keep me around. Despite what some people think/fear, the military isn't the only place to make money or get health insurance...

 

[sevenhelmet]

That was my thinking, as well, with the added bonus of my dwell ending a few months prior to my first look at O-6. Not only do I want to avoid that, but there truly aren't any O-6 jobs I want (not to mention the increasing proportion of unpaid time being part of the job). Waiting a year to screen, up to a year to pin it on, and then another 3 years as O-6 -- not worth another 5 years of being away from home 25% of the time to boost a pension that I won't even see for another 10+ years after I finally hang it up. Better to focus that energy on "my real job" and the family. TriCare access wasn't enough to keep me around. Despite what some people think/fear, the military isn't the only place to make money or get health insurance...

It always amazes me what the USNR expects out of their O6s and O6 hopefuls. Anyone prioritizing family or economics need not apply.

Break, break,

Did you all know the retiree ID system is entirely online now? My wife and I got our retiree IDs through the internet & mail- entirely without a need to visit a RAPIDS site. Even the vaunted Google AI did not know this was a real thing.

Surprisingly slick, especially for an admin system that typically excels in finding rocks for people to trip over.

 

[taxi1]

Did you all know the retiree ID system is entirely online now?

Whats the gouge on that?

 

[sevenhelmet]

Whats the gouge on that?

ID Card Office Online

Consolidated ID Card Office Online

idco.dmdc.osd.mil

Cost to us $0, and zero time wasted sitting at my local USAF base trying to defend my service to some skeptical 19 year old.

 

[SynixMan]

I run into ppl a lot who say they stayed in the selres past 20 to “max the pay chart.” You know that’s not necessary, right?
Time in the grey area generally maxes the pay chart already (unless someone joined at an unusually advanced age). The only thing you need to do is get your TIG as a participating reserve to hold the rank in the retired reserve. Once you get your TIG it is a points game only.

This is a key difference between the regular retiree pension vs the reserve retiree pension.

For example:
Selres retiree #1: O-5, 20 good yrs, 2 yrs as an O-5 then retires to grey area. 18 yrs later pension is O-4 with 38, 37, 36 yrs. (high-36)
Selres retiree #2: O-5, 20 good yrs, 3 yrs as an O-5 then retires to grey area. 18 yrs later pension is O-5 with 38, 37, 36 yrs. (high-36)
Selres retiree #3: O-6, 22 good yrs, 2 yrs as an O-6 then retires to grey area. 16 yrs later pension is O-5 with 38, 37, 36 yrs. (high-36)
Selres retiree #4: O-6, 22 good yrs, 3 yrs as an O-6 then retires to grey area. 16 yrs later pension is O-6 with 38, 37, 36 yrs. (high-36)

Put it in concrete terms. For someone who commissioned in 1988, had 5000 points at yr 20 and got 100 points/yr in his final 3 yrs as a participating reservist, then retires. High-36 is 2025, 2024, and 2023.
Selres retiree #1: High-36 is $9674. 5000 pts/360*2.5%*9674=$3359/mo
Selres retiree #2: High-36 is $11409. 5000 pts/360*2.5%*11409=$3961/mo
Selres retiree #3: High-36 is $11409. 5200 pts/360*2.5%*11409=$4119/mo
Selres retiree #4: High-36 is $14261. 5200 pts/360*2.5%*14261=$5149/mo

Thanks for the math. This was essentially my logic to not care about O-5 as a non-flying SELRES. Promoting and going to an APPLY job vs stay an O-4 in my current billet.