I've been looking and haven't seen anything yet, but are there any horror stories of people getting a Pro-Rec Y and never getting a FINSEL? I mean assuming the applicant doesn't get arrested, or fails out of college, or something like that.
I've gotten the same feedback from my OR. DUIs, arrests, and other related matters result in not rec'ving a FINSEL. He also mentioned not to "change" anything about myself ie tattoos, piercings, and brands. I can also surmise that intentionally or unintentionally omitting information on your application and getting caught would complicate things, but no evidence to support this thought.
Been trying to research if other cases exist as well, but I've come up empty handed too (which is slightly comforting). ONly thing I've found is kids who receive their FINSEL super late for inexplicable reasons.
However, if I've learned anything throughout this process is this: anything can happen and often times you are not given the luxury of an explanation. Kinda sucks, but they don't call it purgatory for nothing.