Yep, unless the autopilot is on the TCDS (unlikely for a light piston single) and
required equipment on there then all it is is nice to have.
(You covered Part 91 vs other parts and OPSSPECs, as applicable.)
The TCDS is the thing that says exactly what model of engine your plane was certificated with, what other engine models are approved, various accessories (for example, the generator or alternator model number), a lot of the imitations, and other stuff like that.
I have a link to all the TCDS on the FAA website somewhere around here... here it is (scroll down to TCDS, obviously):
https://www.faa.gov/aircraft/
Personal mins... the a/p in my personal airplane is only a wing leveler (heading hold) with a couple modes to track a VOR radial or a LOC. I'd rather hand-fly and I'm comfortable flying an ILS down to 400 feet.