FormerRecruitingGuru
Making Recruiting Great Again
I’ll let you ladies know how my crypto investments flourish.
This is probably the weakest point in my retirement. I moved a lot for work, probably 12 times, and never seriously considered permanent housing. I did buy and sell some homes, always at a tidy profit, but this year got caught up in the rising mortgage rate thing and feel it. Of course, I can refinance through the VA when rates drop and I have a “plan” to pay it off sooner, but I do wish I didn’t have a mortgage at this time in my life.Some 29 years and 8 months ago we took out a 30 year mortgage, assuming we’d never ever see the end of it. Assumed we would “house up” or just move at some point. In April we will have paid it off and literally have zero debt. Feels good already.
In the same boat. I suspect many are as well. We hope to sell the place we’re in now in 4 to 5 years commensurate with quitting my job, taking SS, and then downsizing a bit. I‘m hopeful the profit we make from this house combined with our EXFIL from Loudoun county will significantly reducing the housing portion of our budget. On another note, just found out jury duty is in my future in the next two weeks so that should be interesting if nothing else 😳This is probably the weakest point in my retirement. I moved a lot for work, probably 12 times, and never seriously considered permanent housing. I did buy and sell some homes, always at a tidy profit, but this year got caught up in the rising mortgage rate thing and feel it. Of course, I can refinance through the VA when rates drop and I have a “plan” to pay it off sooner, but I do wish I didn’t have a mortgage at this time in my life.
Is your EXFIL west or south? I toyed with the idea of staying in Virginia and relocating to the Lynchburg/Roanoke area but on review that created more problems than I already had.… with our EXFIL from Loudoun county will significantly reducing the housing portion of our budget…
VA will treat your service-connected disabilities at any rating.
40% gets you medical coverage for anything (except prescriptions not related to your service-connected disabilities.
50% gets you everything.
I was behind the 8-ball on this. I am a member of the 1 in 8 guys that are going to get prostate cancer (just on active surveillance now) and it never occurred to me that getting it at 61 would be service connected. A few months ago I saw that the VA has tied it to burn pits (of which Djibouti, Iraq, and Afghanistan had plenty) put in the claim with all of the doctor stuff attached, expected to have to undergo a physical or exam or something, but got a note saying lo and behold I am 100% disabled. I missed out on a year of $3900/month tax free by my ignorance. Doh.VA will treat your service-connected disabilities at any rating.
40% gets you medical coverage for anything (except prescriptions not related to your service-connected disabilities.
50% gets you everything.
Like @SynixMan mentioned, if you have a family the VA doesn't really help there.
You also qualify for full dental now: https://www.va.gov/health-care/about-va-health-benefits/dental-care/I was behind the 8-ball on this. I am a member of the 1 in 8 guys that are going to get prostate cancer (just on active surveillance now) and it never occurred to me that getting it at 61 would be service connected. A few months ago I saw that the VA has tied it to burn pits (of which Djibouti, Iraq, and Afghanistan had plenty) put in the claim with all of the doctor stuff attached, expected to have to undergo a physical or exam or something, but got a note saying lo and behold I am 100% disabled. I missed out on a year of $3900/month tax free by my ignorance. Doh.
They do have a blood test for the prostate now, A lot more dignified way of getting results.I was behind the 8-ball on this. I am a member of the 1 in 8 guys that are going to get prostate cancer (just on active surveillance now) and it never occurred to me that getting it at 61 would be service connected. A few months ago I saw that the VA has tied it to burn pits (of which Djibouti, Iraq, and Afghanistan had plenty) put in the claim with all of the doctor stuff attached, expected to have to undergo a physical or exam or something, but got a note saying lo and behold I am 100% disabled. I missed out on a year of $3900/month tax free by my ignorance. Doh.
I retired 100% P&T so I use mostly VA (medical/dental) for myself, Tricare for my wife and kids medical, and whatever my company offers for vision/dental for my wife and kids. It’s working very nicely financially overall. The worst part is the long wait times for VA dental appointments so I can get approval for community care for some of the dental work I’ve needed. But paying zero dollars for a root canal is nice.You also qualify for full dental now: https://www.va.gov/health-care/about-va-health-benefits/dental-care/
I get it every year during my physical. A yearly physical with full blood work is essential IMO.They do have a blood test for the prostate now, A lot more dignified way of getting results.
Probably a 180 deg arc, 180 to 360 with a radius not to exceed 2 hours from our current location. Want to stay relatively close to a good airport and all the upper middle class shopping options. Question: anyone have any good web resources for checking on crime stats in a given area?Is your EXFIL west or south? I toyed with the idea of staying in Virginia and relocating to the Lynchburg/Roanoke area but on review that created more problems than I already had.
Crime “heat mapping” is the best way. Try this…location can be adjusted.Probably a 180 deg arc, 180 to 360 with a radius not to exceed 2 hours from our current location. Want to stay relatively close to a good airport and all the upper middle class shopping options. Question: anyone have any good web resources for checking on crime stats in a given area?
They can check your PSA with the blood test, but it will take a biopsy to close the deal.They do have a blood test for the prostate now, A lot more dignified way of getting results.