Threadjack... but to get a bit further in the weeds, COLA plummeted a few years ago. It's better now but not where it was in the Golden Days.
Being "U/W a ton" ... there is some divergence between the aviator and SWO FDNF experience. A SWO in the MX Phase these days can easily spend 12-18++ months with zero days U/W. Guys on operational ships are doing 300-320 days/yr U/W easily. Over a 4-5 yr enlisted tour it all comes out in the wash but for SWOs it's feast or famine. Only mention this as a warning to the young guys on here picking ships... If you spend 2 years in drydock, partying in Tokyo every weekend, Japan is NOT a place to save money
I think the best FDNF experience for those guys looking for work-life balance are the DDGs in Rota. They have a pretty set schedule, Sixth Fleet is pretty hands off when it comes to training cycle stuff, and Espania is cheap. I know some dudes who pooled their OHA and lived in a huge villa looking at the water. Hell, they even had a groundskeeper that they didn't know about (Dude lived on the other end of the property and just showed up one day). Rota is definitely one of those choice assignments. Whatever you do, don't choose MOUNT WHITNEY, you'll end your tour with no hair and complex.