Speaking of electricity rates, the market in retail electricity is a regulated monopoly in most places (I know TX is not). Today, you can shop for your gasoline fill up, and the price can vary with market conditions, up as well as down. Your electricity fill up will be set by the regulator and will not change with market forces at the pace gasoline does. Think how often your state regulator allows the power company to change rates. Now, I suppose you could be stuck with a rate lower than market for a time, but I find it hard to believe that in the long run the benefit favors the consumer. If the consumer can not put pressure on the supplier by buying elsewhere or curtailing use then they have no control over the market.