Spekkio
He bowls overhand.
Cuz a 2.97 and a 3.1 aren't that competitive. I'm good when it comes to the criminal stuff but the credit history is what's scaring me. I've skipped monthly payments before; presently, I am all current with my cards but I had a charge off back in 01. Then, you add all of my school loans, I'm worried about how that will reflect.
So, if knowing that there are people will four strikes against them getting on board then I'd feel a heap of a lot better.
The security questionnaire asks two separate questions if you were ever 180 days/90 days deliquent on a debt. It also asks if you are over X amount in debt, although I can't remember what that amount is because I'm under it. If you answer yes, I imagine they want you to explain it. Saying that you have a lot of student loans isn't going to hold you back. They want to make sure you're not in the hole to the mafia because of gambling where you'd be tempted to sell national secrets to a terrorist organization for cash or some crazy shit.
2.97 and 3.1 aren't "omg what a great GPA!", but they aren't terrible, either. Once upon a time I was trying to get into med school, so I thought my 3.6 GPA was worse than it actually was.