Dismiss us at everyone's expense, unfortunately.
I'm not dismissing you, but I've stated my case and said my piece. Not really interested in rehashing for the 20th time. Don't like PFI? Don't apply for it. Don't like how PERS works? Take orders there, be persuasive, and influence those who write policy. Me telling folks here how it is, or people complaining here about how it is, or isn't, or ought to be isn't particularly useful. For some of you, nothing that PERS is able to realistically deliver in the way of policy will ever be good enough.
I've offered you my perspective from my position. All of you are free to take that perspective onboard, or discard it. Such is life.